Equifax Survival Guide

As you have certainly seen all over the news, Equifax, one of the three major credit bureaus, announced recently that it has suffered a data breach that may have affected 143 million US consumers. A data breach that has the potential to be the most consequential in history.

At CFG we take your personal and financial data security very serious and are on heightened alert during incidents like this.  We would like to take this opportunity to provide some tips to consider while attempting to minimize your risk of identity theft.   

  • Check the following link to determine if Equifax believes your data was part of this breach: https://www.equifaxsecurity2017.com/potential-impact/
  • Request a free copy of your credit report here:  https://www.annualcreditreport.com/index.action
  • Review bank and financial statements often and use multi-factor authentication with online accounts when available.
  • Based on your individual situation, consider fraud alert and or a credit freeze. Detailed comparison on the two can be found here  http://www.idtheftcenter.org/Fact-Sheets/fs-124.html
  • Do not disclose personal, financial or password related information over the phone if you did not initiate the call or are not dealing with an institution that you are familiar with. 
  • Consider opting out of preapproved credit and insurance offers to prevent mail theft.  call 1-888-567-8688 or visit https://www.optoutprescreen.com/?rf=t for more information.
  • Be extremely cautious with fake news and fictitious websites offering to help.
  • Below is the contact information for the credit bureaus if you need to contact them  directly:

 Equifax: 800-349-9960 or Freeze Equifax

TransUnion: 888-909-8872 or Freeze Transunion

Experian: 888-397-3742 or Freeze Experian

Innovis: 800-540-2505 or Freeze Innovis

Finally, do not hesitate to contact us directly by phone at 407.869.9800 or email plan@financialgroup.com

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